Online Payday Loans Saskatchewan
No one wants to be surprised by unexpected bills, especially not on payday. When your paycheck isn’t enough, online payday loans in Saskatchewan can help. At Cash Depot, you can receive instant financial assistance with no credit checks.
WHY CHOOSE CASH DEPOT?
If you have bad credit or no credit at all, Cash Depot has got you covered. We are a private lender and offer no credit check loans easily and quickly. We do not share your personal information.
What Are Payday Loans in Saskatchewan?
Online payday loans in Saskatchewan are cash advances that provide you with fast cash in emergencies. The key feature is that your first repayment is not due until your next payday. This makes the loan affordable and offers an instant short-term solution to any problem.
The goal of short-term loans is to offer immediate assistance when your paycheck can’t cover all your expenses. Taking out multiple payday loans at once or using them as a long-term solution can be expensive and lead to extra debt.
Online Payday Loans Saskatchewan: How Do I Qualify?
Our qualification checks make sure that you have the stable income needed to repay the loan, which can be from $300 to $3,000. You can check these yourself before applying to make the process go even faster.
- Having a stable salary
- Having few bad payments attached to your account
- Having few other financial commitments that could interfere with your repayments
Once you’ve confirmed your ability to pay back the loan, we then check your employment and salary details. Since we offer no credit check options, these requirements help our brokers confirm that you can make regular repayments.
- A valid chequing account for the last three months
- A full-time job for the last three months
- The same residential address for the last six months
- To receive income via check or direct deposit
- No bankruptcy involvement or wage garnishments
How Do I Apply for Online Payday Loans in Saskatchewan?
It’s easy! Complete the online application form to begin. Here you’ll need to enter your personal details and information about your employer.
The next step is to submit your documents via fax to our registered brokers to prove that you can repay the loan. These include:
- Proof of SIN and two ID photos
- Any proof of address (service invoice, etc.)
- Your last two pay stubs
- Any specimen check (pre-authorized debit form, etc.)
- Bank statement of the last 90 days
Our suppliers are all registered with the Office of Consumer Affairs to ensure that our online payday loans in Saskatchewan are safe and fair. They will begin reviewing your application and send you the contract within hours.
When Will I Receive the Loan?
Our loans always pay out within 24 hours of approval.
If you submit your form before 11:00 a.m. Eastern Time, you can receive your advance before the day’s end. Any later request will be processed in the standard 24 hours.
What Are My Repayment Options?
All advances have a flat interest rate of 18%, and you have up to six months to pay it back. Repayments for online payday loans in Saskatchewan always start when you get your following paycheck.
If you think that you’ll miss an installment, you’ll need to contact us at least 48 hours ahead of time. Options are available to push the repayment back to the end of the contract. This costs a fee of $40.
Another $40 fee is charged for payments refused by your bank. Fortunately, these delays won’t affect your credit score, as we don’t report files to credit bureaus.
Get an Online Payday Loan in Saskatchewan with Cash Depot!
Cash Depot has over 12 years of experience in the lending industry. Our online payday loans in Saskatchewan offer instant financial relief when you need it most.
Unlike banks and other institutions, which can take up to 15 days to review your request, we can pay out in under 24 hours. Our simple online form and few document requirements make it easy for you to get emergency cash.
We don’t conduct credit checks, allowing anyone to access to financial relief. Whether you’re facing urgent hospital bills or repair expenses, online payday loans in Saskatchewan are the most straightforward solution.