No credit check loans

Your Past shouldn’t affect your Future

You’ve made some mistakes in the past. We’ve all been there. That said, Cash Depot believes that your history shouldn’t affect your ability to take out a loan today. That’s why our loans require NO credit check.


To be assured that your personal information is in good hands. Confidentiality is our priority. Your sensitive data is secured to the maximum.

To get a no credit check loan. Whether you have bad credit or no credit at all, we’re familiar with your situation, and we know exactly what to do to help you.

What is a credit check?

A credit check is the method used by banks and certain lenders to determine whether a loan can be granted to you. The check brings together several factors, including your credit rating and your financial history. At Cash Depot, we grant you a loan immediately, without doing any credit check. Simple, effective, and easy.


Each credit check performed on your file may affect your credit rating

Each time a credit check is performed on your file, it appears on your credit report for two years and can lower your rating. The solution? No credit check loans from Cash Depot.

Why rely on a no credit check loan?

Cash Depot’s no credit check loans are based on your current income, not your credit report. They are approved immediately, as long as you meet our eligibility criteria.

Fund transfer time-frame:

If online applications are completed before 11:00 A.M. EST, expect the funds to be wired directly into your bank account on the same day. Applications done after 11:00 A.M. can expect a full 24hrs to receive the funds.


What is a short-term loan?

A short-term loan is a service that lets you obtain emergency funds quickly. This fast loan must be repaid within two years or according to the terms indicated in the contract.

What can a fast money loan be used for?

A short-term loan can be used to cover:

  • Bill payments
  • A weekend getaway
  • Unexpected expenses
  • Late fees
  • Fees generated by bounced cheques
  • Emergencies
  • Etc.

Short-term loans are ideal for dealing with urgent financial situations, but should not be considered long-term solutions.

When will you contact me?

After submitting your online application, a member of our team will contact you by phone or email.

We are open Monday to Friday from 10 am to 6 pm (EST).

For any application submitted during our business hours, a Cash Depot agent will contact you within the following hour.

When will I receive the funds?

For any application submitted outside of our business hours, we will contact you within the first hour of the following business day.

For any application completed before 11 am (EST), the funds will be deposited the same day.

For any application completed after 11 am (EST), the funds will be deposited within 24 hours.

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