Installment Loans in Canada
Have you ever made it to payday only to find extra bills that you didn’t expect? At Cash Depot, our installment loans in Canada are the easiest way to get rid of these unexpected expenses. If you need fast, financial relief you can quickly apply online for an instant loan on our site.
WHY CHOOSE CASH DEPOT?
If you have bad credit or no credit at all, Cash Depot has got you covered. We are a private lender and offer no credit check loans easily and quickly. We do not share your personal information.
Why Choose Cash Depot for Installment Loans in Canada?
We have over 12 years of experience at Cash Depot to help you get the instant, financial support you need. If you’ve ever been stuck with unexpected payments and emergency bills, then our services can help.
Installment Loans for Every Situations
Sometimes you can’t afford to wait up to 15 days for a bank to process your application and review your documents. Visit our site to browse a range of loan options for every situation. Whether you’re looking for installment loans no credit check Canada or no document cash advances, Cash Depot has a solution designed for your needs.
Customizable Repayments
Our low fees and regular installment plans allow anyone to access emergency cash. From car repairs to hospital expenses, many unexpected bills could suddenly appear. You can safely apply for our installment loans without worrying about expensive repayments and hidden costs.
What Are Installment Loans?
Installment loans Canada are any cash advances that you pay back in regular installments. We offer many different loan types to give you the exact support you need. No matter which you choose, all our options feature clear and affordable repayment conditions.
If you have unexpected bills that you can’t afford, then our installment loans in Canada are the solution. The goal is to help those who need quick cash advances in an emergency. You can request any amount from $300 to $3,000.
Our installment loans are all short-term, meaning they offer fast relief and are designed to be repaid over a short period. If you already have other unpaid loans, then it’s best to wait before taking out another. Frequent borrowing could see you unable to afford repayments as our services aren’t meant as long-term solutions.
Installment Loans : What Is the Application Process?
Sometimes you need a loan immediately and don’t have time to go through lengthy procedures at a financial institute. Our installment loans in Canada offer instant support thanks to our straightforward application process.
Qualification
At Cash Depot, we only look at your current income to see if you qualify for a loan. Because of this, we don’t conduct credit checks, making the process much faster. The key points you need to bear in mind are that you:
- Have held a valid checking account for the last three months.
- Have held a full-time job for the last six months.
- Have held the same address for the last six months.
- Receive income by check or direct deposit.
- Have no bankruptcy or wage garnishments.
You can make the screening process even faster by checking a few conditions beforehand. This helps you determine your capacity to repay the loan before you apply.
- Check that you have a stable salary that can afford regular repayments.
- Check that your bank account doesn’t have too many missed payments.
- Check for any other financial commitments you have that could impact your loan repayments.
Application
Once you’ve qualified, simply complete our online application form. Here you can provide your personal details and employment information. The final step is to fax the required documents, including:
- Two ID photos and SIN proof
- Proof of address (such as a service invoice)
- Most recent two pay stubs
- A specimen check (such as a pre-authorized debit form)
- Bank statement covering the last 90 days
Payment
One of the key advantages of our installment loans in Canada is instant payments. Applications submitted before 11:00 am Eastern Time will pay out within the day. Even if you apply later, you’ll still receive your funds within 24 hours.
What Loan Types Are Available?
While all our installment loans Canada can help you get out of a tough spot, we also offer different cash advances for specific situations. Whether you need instant financial support or want to rebuild your credit, there’s an option for you.
Personal Loan Without Refusal
Sometimes you’ll be faced with surprise bills that you have to pay immediately. These could be anything from urgent medical expenses to utility costs. When you need an instant cash loan and can’t afford to be refused, apply for our personal installment loans Canada.All you need to do is complete our online application form, and you can get the loan within 24 hours. Our no-refusal option guarantees you receive up to $1,500 when you need it.
Bad Credit Loans
Your credit score is measured on a scale of 300 to 900. The closer it gets to 300, the more likely banks are to refuse your loan application. Our bad credit loans omit these checks so anyone can get financial assistance regardless of their repayment history.
Short-Term Loans
Short-term loans aim to provide quick cash relief while still being affordable. Our installment loans in Canada come with three customizable repayment options. These loans give you access to financial relief and are quick to pay off.
Quick Money Loans
With our straightforward online application form and limited documents required, installment loans in Canada from Cash Depot are quick and accessible. We don’t conduct credit checks and can withdraw your cash within 24 hours. You can even receive your loan on the same day by applying before 11:00 am Eastern Time.
Payday Loans
No one wants to be surprised by emergency bills when their paycheck isn’t enough to cover it. When you need a cash boost to cover your expenses each month, payday loans can help. You’ll receive the installment loan you need, and your first repayment is only due on your next payday.
Debt Consolidation
If you have multiple accounts and credit cards, it can be tough to keep track of your debts. This can lead to expensive repayments as you’ll be paying separate interest on each one. Debt consolidation is a service that combines your expenses into one manageable amount.
Loan Without Credit Checks
Credit checks not only take time but can also prevent you from getting a much-needed loan. Banks and similar institutions are quick to reject your application if your score is too low. At Cash Depot, our installment loans no credit check don’t require these inspections.
All we need is proof of a steady income and employment. We use this information instead of credit checks to see if you can repay the loan.
Cash Advance
While banks can take 15 days to process your application, our cash advances can pay out in hours. Simply send us your employment details and fax a few documents to get advances of up to $3,000.
What Are the Repayment Conditions of Installment Loans?
A defining feature of installment loans is regular repayments. This makes it simple for you to plan out how to pay back your loan. When you need a fast cash advance, our services provide affordable solutions.
Fees
Our loan fees are set at $12 per $100 per week, so you can easily calculate the cost of a loan before you apply. We also offer three repayment options, making our installment loans in Canada even more convenient:
- Pay the minimum repayment each payday with weekly interest.
- Pay the minimum repayment each payday with an added sum to decrease the overall amount.
- Pay back the total loan amount with the minimum fees.
Missed Payments
If you realize that you can’t make a repayment, get in contact with our collection agents within 48 hours and explain the situation. They can help you reschedule the payment and move the amount to the end of the loan contract. Missed installments will continue to accumulate interest.
If your bank refuses the repayment due to issues like insufficient funds, you’ll be charged $40. This fee applies to any delayed installments and won’t affect your credit score. If you manage to pay off your loan in time, you’ll be rewarded with faster service in the future.
Other cities served in Canada | Installment Loans
Contact us now!
Installment loans from Cash Depot are the best way to get rid of unexpected expenses. We can begin reviewing your application with just an online form and some essential documents. Our cash advances are affordable, and we offer flexible and regular repayment options.
For when you really need financial support, apply for our bad credit long term installment loans online. You can get paid out within 24 hours, and we offer many different loan types for guaranteed assistance in any emergency.