Online Payday Loans in Calgary
Statistics state that almost 2 million Canadians get access to payday loans every year. It is a number that shows just how frequent emergencies can come by, and we might get ourselves in the same situation. The most popular of these loans are payday loans because they are easily available and convenient. If you need extra cash, don’t hesitate to contact us for convenient online payday loans in Calgary.
We can offer you from $300 to $1,500 emergency loans and bail you out in that financial situation you’re in. Our team of online lenders has dedicated itself to giving accessible loans online from anywhere in Calgary. They will also give a step-by-step process for applying online for a payday loan.
Easily Get Online Payday Loans in Calgary now!
We’d like to share some good news! Online payday loans in Alberta are now available to Calgary’s residents. Plus, if they want good rates and quicker approvals, then look no further than Cash Depot.
In this city, most companies tend to offer high interest rates, which can be quite discouraging for potential borrowers. At Cash Depot, we have a robust method of loan approval, and we give reasonable rates that we’re sure you’ll be able to handle with ease.
What is a payday loan?
A payday loan in Calgary is a quick and easy way for you to get your hands on emergency money when times are tough. Designed to resolve short-term money problems, we can transfer up to $1,500 in instant loans within 24 hours, with no credit check required.
Unlike installment loans in Canada, payday loans are issued to resolve money difficulties between paydays and should be repaid in one installment at your next payday. This is usually anywhere between 2 and 4 weeks later. If you have a job with a steady income, your chances of being approved are incredibly high.
What is required to apply for payday loans in Calgary?
One good thing about payday loans in Calgary is that you don’t have to follow through the tedious process of conventional institutions to get a loan. All you need is a few documents, and you can apply for your loan in the comfort of the living room. Our personal loan services have reasonable packages, and we handle queries immediately to help you improve your financial life as fast as possible.
To qualify for a payday loan in Calgary, here are a few requirements that must be met:
- Must be 18+ years old
- Must be a Canadian citizen or permanent resident
- Must have a regular source of income
- Must be able to prove income
- Must have an active banking history of not less than 180 days
Documents to provide
While we require minimal documents to approve your payday loan application process, you will still need to submit certain information. When completing your application, please be ready to fax the following documents.
- Two pieces of photo IDs
- Proof of your SIN
- Proof of address
- Two most recent pay stubs as proof of regular income
- Void Check / Pre-authorized debit form
- Bank statements from the last 90 days
As you can see, these are the only requirements for any citizen to get an online payday loan in Calgary. If you meet these requirements, your application’s approval chances are very high. If you want to receive your cash even faster, you can also apply for an E-transfer payday loan that will use the IBV technology to process your information safely and automatically.
What are the steps to get an online payday loan in Calgary?
All our financial services are online no credit check loans. The process is quick and designed to resolve short-term money problems as soon as possible. With minimal documents required, you won’t have to worry about a lengthy process, and you won’t need to provide a credit report. To apply for a cash advance in Calgary, and get instant approval, follow these steps.
1. Easily apply online
At Cash Depot, our entire process is fully digital, and we ensure you have an easy time getting a loan. With us, you can apply from anywhere at any time, whether it is at the train station or just after you’ve left work. Our application process will take no more than 30 minutes, which means you never have to set a whole day for appointments and finding documents as with banks and conventional institutions.
Although you can apply for the maximum of $1,500, you should only request the minimum amount you need. Borrowing too much money increases the chances that you will be unable to repay your loan. Failing to pay back your payday loan risks putting you further into debt.
2. Wait for our quick approval
Once you have completed the application process, we will let you know if it was approved or denied through email, text, or call. Cash Depot is one of the fastest online payday loan lenders, with approval times as fast as thirty minutes!
3. Read and Sign the loan terms
Just like any other traditional loan, we need you to hold your end of the promise and that’s why after we send the money, our reputable lenders will hand over a loan agreement with the terms and conditions. Once you’ve read through and agreed to our terms, we will confirm payment and send it to your bank account through Interac E-transfer.
4. Receive your cash within 24 hours
Submit your online loan application during working business days and receive the money directly into your bank account before the end of the day. If you submit it at any other time, we will proceed with the transfer within 24 hours of processing your application.
5. Proceed Repayments
You can make payments via the same Interac transfer, or we can set up an automatic transfer which will deduct money from your account. Make sure you indicate your payment date so that we don’t credit your account prior to that date. We are a flexible team and at times we allow you to make payments after two paychecks. Just indicate the same to our team, and we will hear you out.
Advantages Of Online Payday Loans Calgary
There are lots of banks and financial institutions offering loans in Calgary, but payday loans are the best bet. This type of loan will offer more benefits than negatives, and it will help you out of that desperate situation. If you decide to choose Cash Depot payday loans, expect the following benefits:
Get your money fast
No more waiting days or weeks to borrow cash for your financial emergency. We prioritize getting you fast cash, so you can put the past behind you and focus on improving your situation.
If you need instant cash now, submit your application before 11 AM during working business hours, and you can get $1,500 within 60 minutes! Otherwise, our team of hardworking private lenders will review your application and send you the loan agreement within 24 hours at the latest.
Use the money however you need
Some financial issues can be delicate, and we know you might not want to discuss it. Unlike banks and other traditional lenders, we don’t require you to provide reasons as to why you need bad credit loans. If you have the necessary funds to pay back the amount you borrowed, we will not refuse an application because of your reasons.
Application is fully online
There is no need to pick up the phone or get in your car and drive to our office and submit your application. Our easy-to-use online application can be completed from the comfort of your own home. Our platform is secure so that all your personal information is safe and well protected. Submit your application online, and you’ll be notified when the transfer is completed.
We are available 24/7
Don’t wait until Monday morning to submit your online loan application for payday loans in Calgary. You can submit it at any time from anywhere, 24/7. We will process your application within 24 hours and proceed with the fund transfer. Once the money is deposited, you will have access to it and can use it immediately.
So if you’re facing unexpected expenses and your credit score prevents you from getting a bank loan from traditional lenders. Your friends and family can’t help you, we’ve got your back. Cash Depot is your one-stop loan lender for online payday loans in Calgary and other major cities in Canada.
We will analyze your file and ensure that you get access to the emergency cash you need within 24 hours at the latest. If you have any questions about our short term loan solutions, contact us, and a member of our team will get back to you shortly. Fill out the application form to get your loan today and enjoy financial freedom.